Investor Note Rates

As of November 11, 2002

The following note requires a $1,000.00 minimum balance: 30 Day Demand ...........................................	CALL% APR
The following notes require a $10,000.00 minimum balance: 6 Month Note ............................................... 12 Month Note ............................................. 18 Month Note ............................................. 24 Month Note .............................................	CALL% APR CALL% APR CALL% APR CALL% APR
The following note requires a $20,000.00 minimum balance: 36 Month Note .............................................	CALL% APR

**Ask for a current Prospectus for more details.**

This is neither an offer to sell nor a solicitation of an offer to buy any of these securities. The offer can and is made only by the prospectus which is available at the office:

Budget Finance
P.O. Box 22, 122 First Avenue West
Kalispell, MT 59901

Stop by our office, write us, or call us at (406) 755-3483 to pickup or have a copy of the prospectus sent to you.

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